YOUR FIRST CALL

For All Your Mortgage and Refinancing Needs
CALL NOW

Ready to get down to business?

If you are a person of action, then there is no need to read on. Just click below and get your application started!

Some of our Super Team

We run on coffee and a desire to deliver an exceptional experience.

Chad Hauseman

“The People’s Champ” & CEO

Whitney Loggins

Wearer of Many Hats & Real Boss

Terry Carter

Loan Officer

Why OUr clients love us

Coffee Bean

We pride ourselves on getting you approved very early on with clear expectations

Coffee Bean

No 1-800 numbers. No 9a-5p banking hours.

Coffee Bean

We have the best pricing and turn times. Really.

Coffee Bean

Long after your deal closes, we will be there to support you.

Get a Free Consultation

4 + 11 =

Mortgages

A phone conversation with your dedicated Loan Officer is simple and fast. After discussing your purchasing goals and financial situation, we can provide guidance on the loan options that are best suited for you. We can then issue a pre-approval and loan estimate of costs for you to confidently utilize as you are shopping for your home.

Refinancing

A mortgage refinance can be beneficial in a variety of ways that may not be obvious to an average homeowner.

Latest News & Information

Mortgage Implications When Offering Over List Price

Mortgage Implications When Offering Over List Price

Just about every area in the United States is in a seller’s market right now, and that is especially true here in Jacksonville and on Florida's First Coast. This type of market often leads to multiple offers on a home which can lead to bidding wars - did you just...

read more
Pre-Approvals Are Better Than Gold

Pre-Approvals Are Better Than Gold

If you are in the market for a home purchase and are looking to take advantage of still low mortgage interest rates, a pre-approval is better than gold. While lenders have varying guidelines when it comes to evaluating potential borrowers and their risk, COVID-19 has...

read more
Zillow Doesn’t Know You!

Zillow Doesn’t Know You!

Why Are Home Prices Rising? As we head into the second year of the coronavirus pandemic, many people are looking for new housing. Despite home sales dipping 18% in April 2020, home prices are rising. Between working from home and the nationwide move away from large...

read more

Come on by!

Weekdays

8 am – 5 pm

Weekends

By Appointment

Contact

Phone

904-333-0390

Mail

info@firstdownmortgage.com

Address

3227 Atlantic Blvd
Jacksonville, FL 32207