Tailored mortgage solutions to meet your specific needs

About Our Company

First Down Mortgage, LLC, NMLS 1920842 is a registered and licensed mortgage brokerage firm located in Jacksonville, FL.

We offer services such as brokering residential purchases and refinances, as well as providing related mortgage loan guidance. We are a client centric brokerage firm focused on the satisfaction of our clients and process efficiency. Our borrower’s best interests always come first, as everything we do is guided by our values and professional ethics. We have the ability and flexibility to shop for loans at several lending institutions to secure the very best interest rates and terms. We also take the time to explain the loan’s legal aspects to you, including its payment terms and clauses.

From helping you gather necessary documents to securing appraisals and title work, we can make the entire process much easier for you.

Chad and his team are the best in the business. We closed in 23 days on a refinance and it only took that long because of the threat of a hurricane. Chad is persistent but not pushy, and his team is extremely knowledgeable. Their system and process makes things incredibly easy. I’d absolutely recommend them to anyone in need of a mortgage.

– Adam Werner

My wife and I worked with Chad to secure a home loan for our recent purchase. Chad and his team made the loan process simple and the document gathering was very streamlined and efficient. We switched lenders shortly after going under contract, and Chad worked with our expedited timeline. Chad and his team did an amazing job, and stayed on top of every detail. We didn’t have any issues on closing day. Chad secured a much lower rate, at a lower cost than any of the other lenders that had pre-approved us already. I highly recommend Chad to anyone that is looking for a mortgage. You won’t be disappointed!

– Korey Godsey

Chad is a true professional. Amazing communication and focuses on the details about what the customer needs. Is extremely willing to be flexible with his schedule to accommodate customers. Highly recommend.

– Kyle Bosworth

Chad is the BEST in the business!!! He goes above and beyond for not just the clients but the agents he works with too. He stays on top of his game and is extremely reliable!! All our transactions have been seamless and smooth!

– Lindsy Norse

Chad REALLY cares for his clients and his business partners. He goes above and beyond to make sure they are getting the best service and product possible. He doesn't just think of them as a number, he actually creates a plan for people to obtain and achieve their financial goals! ???

– Kira Sikes

Chad did an amazing job helping me and my family get into our forever home. The process was seamless. Chad and his team were there every step of the way! Always available and working endlessly to get us to closing!

– Matt Harmon

Why Choose Us

· No obligation consultation

· Fast & Efficient application process

· All information kept private and secure

· We shop lenders so you get the best deal for you

· Personalized service from a dedicated professional from application through closing

· Get a faster, easier mortgage

Get Started Today

A phone conversation with your dedicated Loan Officer is simple and fast. After discussing your purchasing goals and financial situation, we can provide guidance on the loan options that are best suited for you. We can then issue a pre-approval and loan estimate of costs for you to confidently utilize as you are shopping for your home.

Get a Free Consultation

Getting a mortgage should not be a source of frustration and anxiety. That’s why we offer 100% no cost or obligation consultation to review your situation and financing options, even if you have already started the process with another lender.

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