Terry Carter

Let First Down Mortgage Help You!

Terry Carter

NMLS #59684


Loan Originator / Processor

Terry is licensed in GA, Oklahoma, and Florida

  • 20 years in the mortgage industry – sales, processing, and management
  • First coast native
  • Graduated from Maryville College with BS IN BUSINESS
  • Currently lives in St. Aug with his wife Britany and 2 kids.
  • Volunteer soccer coach
Terry Carter

About First Down Mortgage

First Down Mortgage, LLC – NMLS 1920842 is a registered and licensed mortgage brokerage firm located in Jacksonville, FL and operating in Florida and Georgia. We offer services such as brokering residential purchases and refinances, as well as providing related mortgage loan guidance. We are a client centric brokerage firm focused on the satisfaction of our clients and process efficiency. Our borrower’s best interests always come first, as everything we do is guided by our values and professional ethics. We have the ability and flexibility to shop for loans at several lending institutions to secure the very best interest rates and terms. We also take the time to explain the loan’s legal aspects to you, including its payment terms and clauses. From helping you gather necessary documents to securing appraisals and title work, we can make the entire process much easier for you.

Why Choose Us?

We are here solely to help take the worry and confusion out of the financing process. You can count on us.

Coffee Bean

No Obligation Consultation

Coffee Bean

Fast & Efficient application process

Coffee Bean

All information kept private and secure

Coffee Bean

We shop lenders so you get the best deal

Coffee Bean

Personalized service from a dedicated professional

Coffee Bean

Get a faster, easier mortgage

First Down Mortgage


8 am - 5 pm


By Appointment







3227 Atlantic Blvd
Jacksonville, FL 32207