Zillow Doesn’t Know You!
Why Are Home Prices Rising? As we head into the second year of the coronavirus pandemic, many people are looking for new housing. Despite home sales dipping 18% in April 2020, home prices are rising. Between working from home and the nationwide move away from large...
The Home Buying Process
Purchasing a new home can be very stressful, especially for someone who hasn’t gone through the process before. Getting a mortgage for this purchase should not be a source of frustration and anxiety during a time when you are excited to make your purchase and begin a...
Now Hiring! Loan Officers
Calling Qualified Loan Officers We are searching for an experienced and detail-oriented loan originator that has a passion for helping people and possess the ability to understand and navigate complex financial requirements. To succeed in this role, you should...
Why Choose a Local Loan Officer Over a National Lender
Your mortgage means a lot. Not only is it one of the biggest investments of your life, but this is your new home, your future -- and it probably means a whole lot to you. That being said, you never want to rush through the mortgage process. Although you probably just...
Chad Hauseman on 904Pros Show
Chad Hauseman on the 904Pros Show Our CEO, Chad Hauseman, was a recent (and actually the very first) guest on the 904Pros Show. In Episode One, Chad discussed: Transitioning from a D1 All-American to Professional Baseball Player to Loan Officer His experience in the...
A Message from our CEO
Hi, Chad Hauseman, CEO of First Down Mortgage. I just want to take time today to say thanks. We've seen a lot of ups and downs this year with 2020 - with COVID, and rates fluctuating up and down, but overall. it's just been an incredible year for the 1st year of First...
Tips for Buying a House During the Holidays
If done correctly, buying a house during the holidays can actually work in your favor! While the thought of making this happen during the holidays may seem impossible, it is probably easier than you think. This isn’t the most popular time to purchase a new home, which...
5 Things That May Derail Your Home Purchase
As you already know or are about to realize, real estate transactions are extremely complicated. It’s not as simple as finding the perfect home online, putting some money down, and moving in. There are several steps and multiple parties involved. Before you start your...
What is Mortgage Insurance?
“What is Mortgage Insurance?” That's a question I get asked a lot from a majority of my clients. Mortgage Insurance is actually a thing that protects the lender from you if you default on your mortgage. So, if you stop making payments or if you say ‘now I'm done with...
Celebrating Our First Milestone!
Today we celebrate a very important milestone. It is the 1-year anniversary of our decision to go "all-in" and open First Down Mortgage! After a lot of careful consideration, everything began to take shape during a whiffle ball tournament I was co-hosting with Jake...

Why Choose First Down Mortgage?
We are here solely to help take the worry and confusion out of the financing process. You can count on us.
No obligation consultation
Fast & Efficient application process
All information kept private and secure
We shop lenders so you get the best deal
Personalized service from a dedicated professional
Get a faster, easier mortgage
