Local Lender or a National Lender – Which is Better?

Local Lender or a National Lender – Which is Better?

With talks of recession, increasing bank rates, and inflation, every company is looking at its bottom line to see where they need to adjust to weather the storm. National Lenders or Big Box Lenders typically adjust their workforce, processes, guidelines, and pricing...
The Value of a Quick Pre-Approval

The Value of a Quick Pre-Approval

A big part of the home buying process is applying for a mortgage. You should begin the mortgage application process before you even start looking at homes for sale. Lenders offer “mortgage pre-approval” to show sellers proof that you’re able to obtain financing.  It’s...
The Holidays Are the Perfect Time to Refi

The Holidays Are the Perfect Time to Refi

As you’re decking the halls and gathering together with friends and family, are you done with everything you wanted to accomplish over the course of 2021? If you’re like many people, the answer is no. If one of the things you wanted to tackle was refinancing your...
Big Changes to Condo Lending Guidelines

Big Changes to Condo Lending Guidelines

Looking to buy, sell or refinance a condo?  There are some big changes that have happened with condo lending guidelines. Read more for the details Lenders have always required a Condo Association to fill out questionnaires about how the HOA is run and the financial...
Pre-Approvals Are Better Than Gold

Pre-Approvals Are Better Than Gold

If you are in the market for a home purchase and are looking to take advantage of still low mortgage interest rates, a pre-approval is better than gold. While lenders have varying guidelines when it comes to evaluating potential borrowers and their risk, COVID-19 has...
The Home Buying Process

The Home Buying Process

Purchasing a new home can be very stressful, especially for someone who hasn’t gone through the process before. Getting a mortgage for this purchase should not be a source of frustration and anxiety during a time when you are excited to make your purchase and begin a...