Mortgage Implications When Offering Over List Price

Mortgage Implications When Offering Over List Price

Just about every area in the United States is in a seller’s market right now, and that is especially true here in Jacksonville and on Florida’s First Coast. This type of market often leads to multiple offers on a home which can lead to bidding wars – did...
Zillow Doesn’t Know You!

Zillow Doesn’t Know You!

Why Are Home Prices Rising? As we head into the second year of the coronavirus pandemic, many people are looking for new housing. Despite home sales dipping 18% in April 2020, home prices are rising. Between working from home and the nationwide move away from large...
Why Choose a Local Loan Officer Over a National Lender

Why Choose a Local Loan Officer Over a National Lender

Your mortgage means a lot. Not only is it one of the biggest investments of your life, but this is your new home, your future — and it probably means a whole lot to you. That being said, you never want to rush through the mortgage process. Although you probably...
Chad Hauseman on 904Pros Show

Chad Hauseman on 904Pros Show

Chad Hauseman on the 904Pros Show Our CEO, Chad Hauseman, was a recent (and actually the very first) guest on the 904Pros Show. In Episode One, Chad discussed: Transitioning from a D1 All-American to Professional Baseball Player to Loan Officer His experience in the...
Celebrating Our First Milestone!

Celebrating Our First Milestone!

Today we celebrate a very important milestone. It is the 1-year anniversary of our decision to go “all-in” and open First Down Mortgage! After a lot of careful consideration, everything began to take shape during a whiffle ball tournament I was co-hosting...