How Much Does it Cost to Hire a Loan Officer?

How Much Does it Cost to Hire a Loan Officer?

How Much Does it Cost to Hire a Loan Officer? The answer may surprise you. In short, whether purchasing or refinancing, hiring a loan officer does not cost you any more than going direct to a bank. There are a lot of reasons to have a loan officer work for you. Plus,...
How Buying a Home is Different From Before

How Buying a Home is Different From Before

The real estate market is cyclical, which means it cycles through times when it is a buyer’s market and a seller’s market. In a buyer’s market, buyers have negotiating power for closing costs, purchase price and repairs. In a seller’s market,...
Should I Pay Cash or Should I Finance?

Should I Pay Cash or Should I Finance?

There are a lot of factors to consider when deciding how to pay for your mortgage. It’s not a decision you should rush into without considering what’s the most affordable option. Which is the best option for you? Here’s a look at the pros and cons of...
The Real Cost of Homeownership

The Real Cost of Homeownership

Becoming a homeowner isn’t as easy as it seems. The true cost of homeownership involves several hidden factors and expenses beyond the typical down payment and monthly mortgage payments. Below are some potential expenses you need to be prepared for before owning a...
Property Taxes and Mortgage Payments

Property Taxes and Mortgage Payments

How do Property Taxes Affect My Mortgage Payments? Whether you’re considering buying a home or are already a homeowner, property taxes are a major factor to think about when it comes to your mortgage. Property taxes are calculated by the county property...