If done correctly, buying a house during the holidays can actually work in your favor! While the thought of making this happen during the holidays may seem impossible, it is probably easier than you think. This isn’t the most popular time to purchase a new home, which...
As you already know or are about to realize, real estate transactions are extremely complicated. It’s not as simple as finding the perfect home online, putting some money down, and moving in. There are several steps and multiple parties involved. Before you start your...
“What is Mortgage Insurance?” That's a question I get asked a lot from a majority of my clients. Mortgage Insurance is actually a thing that protects the lender from you if you default on your mortgage. So, if you stop making payments or if you say ‘now I'm done with...
Today we celebrate a very important milestone. It is the 1-year anniversary of our decision to go "all-in" and open First Down Mortgage! After a lot of careful consideration, everything began to take shape during a whiffle ball tournament I was co-hosting with Jake...
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