News & Articles

Local Lender or a National Lender – Which is Better?

Local Lender or a National Lender – Which is Better?

With talks of recession, increasing bank rates, and inflation, every company is looking at its bottom line to see where they need to adjust to weather the storm. National Lenders or Big Box Lenders typically adjust their workforce, processes, guidelines, and pricing...

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The Value of a Quick Pre-Approval

The Value of a Quick Pre-Approval

A big part of the home buying process is applying for a mortgage. You should begin the mortgage application process before you even start looking at homes for sale. Lenders offer “mortgage pre-approval” to show sellers proof that you’re able to obtain financing.  It’s...

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How Much Does it Cost to Hire a Loan Officer?

How Much Does it Cost to Hire a Loan Officer?

How Much Does it Cost to Hire a Loan Officer? The answer may surprise you. In short, whether purchasing or refinancing, hiring a loan officer does not cost you any more than going direct to a bank. There are a lot of reasons to have a loan officer work for you. Plus,...

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How Buying a Home is Different From Before

How Buying a Home is Different From Before

The real estate market is cyclical, which means it cycles through times when it is a buyer's market and a seller's market. In a buyer's market, buyers have negotiating power for closing costs, purchase price and repairs. In a seller's market, home prices are driven up...

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Should I Pay Cash or Should I Finance?

Should I Pay Cash or Should I Finance?

There are a lot of factors to consider when deciding how to pay for your mortgage. It's not a decision you should rush into without considering what's the most affordable option. Which is the best option for you? Here's a look at the pros and cons of both methods:...

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The Real Cost of Homeownership

The Real Cost of Homeownership

Becoming a homeowner isn’t as easy as it seems. The true cost of homeownership involves several hidden factors and expenses beyond the typical down payment and monthly mortgage payments. Below are some potential expenses you need to be prepared for before owning a...

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The Holidays Are the Perfect Time to Refi

The Holidays Are the Perfect Time to Refi

As you’re decking the halls and gathering together with friends and family, are you done with everything you wanted to accomplish over the course of 2021? If you’re like many people, the answer is no. If one of the things you wanted to tackle was refinancing your...

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Big Changes to Condo Lending Guidelines

Big Changes to Condo Lending Guidelines

Looking to buy, sell or refinance a condo?  There are some big changes that have happened with condo lending guidelines. Read more for the details Lenders have always required a Condo Association to fill out questionnaires about how the HOA is run and the financial...

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