News & Articles

Mortgage Delays During Storm Season

Mortgage Delays During Storm Season

Florida storm season can affect and setback several industries, but none so much as the real estate industry. Storms in Florida can affect many steps within the home buying and mortgage processes, so lenders, buyers, and sellers should be on high alert come storm...

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How the Insurance Market in Florida Has Drastically Changed

How the Insurance Market in Florida Has Drastically Changed

Credit scores are not the only deciding factor when getting approved for a home loan, having insurance on the home being purchased is just as important. The lender will require proof of insurance on the home before closing and will have a list of requirements that the...

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Flex Your Financial Muscle in this Market

Flex Your Financial Muscle in this Market

The housing market is currently very competitive. “No kidding, Chad. Thanks.” I know…you are probably sick of hearing about it, but it is true. Even with the over-abundance of information out there right now, I think it’s important to discuss the situation and give...

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It’s a Seller’s Market

It’s a Seller’s Market

The process of purchasing a home doesn’t end with finding your perfect location after dozens of home tours and budgeting tools; It’s only the beginning. The real battle that you fight when you are trying to purchase a home is fought alongside your Realtor at the...

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Mortgage Implications When Offering Over List Price

Mortgage Implications When Offering Over List Price

Just about every area in the United States is in a seller’s market right now, and that is especially true here in Jacksonville and on Florida's First Coast. This type of market often leads to multiple offers on a home which can lead to bidding wars - did you just...

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Pre-Approvals Are Better Than Gold

Pre-Approvals Are Better Than Gold

If you are in the market for a home purchase and are looking to take advantage of still low mortgage interest rates, a pre-approval is better than gold. While lenders have varying guidelines when it comes to evaluating potential borrowers and their risk, COVID-19 has...

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Zillow Doesn’t Know You!

Zillow Doesn’t Know You!

Why Are Home Prices Rising? As we head into the second year of the coronavirus pandemic, many people are looking for new housing. Despite home sales dipping 18% in April 2020, home prices are rising. Between working from home and the nationwide move away from large...

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The Home Buying Process

The Home Buying Process

Purchasing a new home can be very stressful, especially for someone who hasn’t gone through the process before. Getting a mortgage for this purchase should not be a source of frustration and anxiety during a time when you are excited to make your purchase and begin a...

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Now Hiring! Loan Officers

Now Hiring! Loan Officers

Calling Qualified Loan Officers We are searching for an experienced and detail-oriented loan originator that has a passion for helping people and possess the ability to understand and navigate complex financial requirements. To succeed in this role, you should...

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