News & Articles

Property Taxes and Mortgage Payments

Property Taxes and Mortgage Payments

How do Property Taxes Affect My Mortgage Payments? Whether you're considering buying a home or are already a homeowner, property taxes are a major factor to think about when it comes to your mortgage. Property taxes are calculated by the county property appraiser’s...

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Should I Buy a House Now?

Should I Buy a House Now?

Should I buy a house?   That is the question that often comes up as renters approach the end of their lease term.  You may find yourself anxious over the decision of renting again or jumping in as a first-time homebuyer. For some, it’s something they have never really...

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Self-Service vs. Hiring a Mortgage Professional

Self-Service vs. Hiring a Mortgage Professional

Pros and Cons of Self-Service vs. Hiring a Mortgage Professional Homeownership is a dream for many, but it is no easy task. Once you are in a financial position, there are still many steps until you get the keys in hand. Mortgage applications can be a long and tedious...

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Mortgage Delays During Storm Season

Mortgage Delays During Storm Season

Florida storm season can affect and setback several industries, but none so much as the real estate industry. Storms in Florida can affect many steps within the home buying and mortgage processes, so lenders, buyers, and sellers should be on high alert come storm...

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How the Insurance Market in Florida Has Drastically Changed

How the Insurance Market in Florida Has Drastically Changed

Credit scores are not the only deciding factor when getting approved for a home loan, having insurance on the home being purchased is just as important. The lender will require proof of insurance on the home before closing and will have a list of requirements that the...

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Flex Your Financial Muscle in this Market

Flex Your Financial Muscle in this Market

The housing market is currently very competitive. “No kidding, Chad. Thanks.” I know…you are probably sick of hearing about it, but it is true. Even with the over-abundance of information out there right now, I think it’s important to discuss the situation and give...

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It’s a Seller’s Market

It’s a Seller’s Market

The process of purchasing a home doesn’t end with finding your perfect location after dozens of home tours and budgeting tools; It’s only the beginning. The real battle that you fight when you are trying to purchase a home is fought alongside your Realtor at the...

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Mortgage Implications When Offering Over List Price

Mortgage Implications When Offering Over List Price

Just about every area in the United States is in a seller’s market right now, and that is especially true here in Jacksonville and on Florida's First Coast. This type of market often leads to multiple offers on a home which can lead to bidding wars - did you just...

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Pre-Approvals Are Better Than Gold

Pre-Approvals Are Better Than Gold

If you are in the market for a home purchase and are looking to take advantage of still low mortgage interest rates, a pre-approval is better than gold. While lenders have varying guidelines when it comes to evaluating potential borrowers and their risk, COVID-19 has...

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