The Value of a Quick Pre-Approval

The Value of a Quick Pre-Approval

A big part of the home buying process is applying for a mortgage. You should begin the mortgage application process before you even start looking at homes for sale. Lenders offer “mortgage pre-approval” to show sellers proof that you’re able to obtain financing.  It’s...
How Much Does it Cost to Hire a Loan Officer?

How Much Does it Cost to Hire a Loan Officer?

How Much Does it Cost to Hire a Loan Officer? The answer may surprise you. In short, whether purchasing or refinancing, hiring a loan officer does not cost you any more than going direct to a bank. There are a lot of reasons to have a loan officer work for you. Plus,...
How Buying a Home is Different From Before

How Buying a Home is Different From Before

The real estate market is cyclical, which means it cycles through times when it is a buyer’s market and a seller’s market. In a buyer’s market, buyers have negotiating power for closing costs, purchase price and repairs. In a seller’s market,...
Should I Pay Cash or Should I Finance?

Should I Pay Cash or Should I Finance?

There are a lot of factors to consider when deciding how to pay for your mortgage. It’s not a decision you should rush into without considering what’s the most affordable option. Which is the best option for you? Here’s a look at the pros and cons of...