Local Lender or a National Lender – Which is Better?

Local Lender or a National Lender – Which is Better?

With talks of recession, increasing bank rates, and inflation, every company is looking at its bottom line to see where they need to adjust to weather the storm. National Lenders or Big Box Lenders typically adjust their workforce, processes, guidelines, and pricing...
The Value of a Quick Pre-Approval

The Value of a Quick Pre-Approval

A big part of the home buying process is applying for a mortgage. You should begin the mortgage application process before you even start looking at homes for sale. Lenders offer “mortgage pre-approval” to show sellers proof that you’re able to obtain financing.  It’s...
How Much Does it Cost to Hire a Loan Officer?

How Much Does it Cost to Hire a Loan Officer?

How Much Does it Cost to Hire a Loan Officer? The answer may surprise you. In short, whether purchasing or refinancing, hiring a loan officer does not cost you any more than going direct to a bank. There are a lot of reasons to have a loan officer work for you. Plus,...
How Buying a Home is Different From Before

How Buying a Home is Different From Before

The real estate market is cyclical, which means it cycles through times when it is a buyer’s market and a seller’s market. In a buyer’s market, buyers have negotiating power for closing costs, purchase price and repairs. In a seller’s market,...